Senin, 16 Agustus 2010

Stay At Home Mom's Business Opportunity - Make Money Online

This article talks about how moms can work from home, make more money working from home than working outside of home for someone else. Moms can do all of this and be home for their family. It's a win-win situation for all families
Stay at home moms are finding great success building their own businesses from home. Moms are doing a great service to their children, husbands and themselves. Stay at home moms are becoming financially savvy.

Stay at home moms are coming back in style. Staying home means…More time with children and the ability to get more involved in school and activities, which can become a cornerstone for your child’s social activities and social development.

Stay at home moms are proving they can do more than raise children. Staying at home doesn't mean moms need to miss out on a lucrative business opportunity. Moms are enjoying partnering with their husbands and children and running businesses together. "Mompreneurs" are beginning to flood the marketplace with new products and services.

Jobs with the pressure of deadlines, nasty bosses, inadequate child care, arranging for care for sick kids - that is not only work, it is work with stress piled on top of it.

Mothers and fathers have the most important jobs in our society. Mothers who stay at home can take their children to dancing, to gymnastics, swimming, music, T-ball, scouts and other activities. Mothers can have both financial and family success.

Children generally miss their parents when both are off to work. Childcare, professional clothing, drying cleaning services, restaurant lunches, transportation expenses, and extra taxes may be eating up a large portion of your salary. Children in day care experience higher aggressive behavior, insecure attachment in relationships, higher rates of illness and slower cognitive development than children raised by a full-time, parent who works from home.

Making money from home can offer outstanding potential for a second income, and a large one at that. In a world where it takes two incomes to survive, some moms are working a home-based business and are not only successful, but some make more money from home than their husbands do working away from home.

Stay at home moms are a luxury now, but worth whatever a family has to do or do without to enable them to afford this luxury, but today, moms can have their own home based business and succeed far beyond what a job away from home can offer.

Moms today can work around their families schedule and be at home when their children come home from school. No more "latch key kids." Moms who work from home can monitor what their children do after getting home from school. They can make sure that whatever homework has to be done gets done. Moms are home to fix their family a hot dinner instead of leaving the family to fend for themselves.

Dads too can be home to help with dinner and household chores during the day. They can be more involved at home with the family rather than be involved with the boss at work. It truly is a win-win situation.

Families tend to be closer to one another when there is a parent at home. There is more of an opportunity for family time. It could be during dinner time when everyone can enjoy each others company. Parents can find out what is going on in the lives of their children and vice versa.

If you would like more information about being a stay at home mom, download the FREE ebook at this website - http://www.stayathomemomsfunbusiness.com

By John DeGraw

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Stay at Home Mom Schedule

Hey moms! Are you deciding to be a stay at home mom and want to be free of juggling everything that you do in a day? Then, I am sure you need a stay at home mom schedule, though you might have an amazing and a very helpful husband and kind God to take you out of all the problems that you face every day. But a schedule might give a shape to your day and help you to carry on your responsibilities in a better way. Above all, it is important to avoid stay at home mom depression.

Typical Stay at Home Mom Schedule

A person, looking in the house from outside might find the stay at home experience to be very pleasant and relaxing. Every outsider thinks that moms have all the time in the world to clean the house, prepare food and take care of each member of the family. But one does not know how difficult it is to manage so many things single-handedly and with so much of perfection. I do understand the pains of work at home moms who accomplish their task without mistake. So, to make their days easier and to give a structure to their responsibilities, I have got a stay at home mom schedule. Here is a sample stay at home mom schedule designed according to the usual responsibilities of a mother.


Stay at Home Mom Schedule
7:30am-9:00am Wake up and do your exercises or go to the gym. Get ready for the day and say your prayers. Read the Bible for 20 to 30 minutes to begin your day with peace of mind.
9:00am-10:00am Prepare the breakfast.
10:00am-10:30am Get the kids ready for school or for the day.
10:30am-12:30pm Free time for moms, can do anything like cleaning the house, playing with the kids, run errand or any extra work.
12:30pm-1:00pm It is lunch time! Get ready with the food for the kids.
12:30pm-2:00pm Playtime and home school for preschooler.
2:00pm-4:00pm Small nap time for the kids.
4:00pm-5:00pm Do any recreational activity.
5:00pm-6:00pm Cook dinner.
6:00pm-7:00pm Relish the food with your family.
7:00pm-7:30pm Clean the kitchen.
7:30pm-8:00pm Your time, free time. Can go for a walk, remember God or make preparation for the next day.
8:00pm-8:30pm Get your kids ready for bed. Give bed snack.
8:30pm-9:00pm Quite time for the kids because it is bed time.
9:00pm-11:00pm Spend time with your spouse and or watch T.V. together.

This is a typical stay at home mom schedule, but it might vary according to the additional responsibilities, preferences and priorities of respective mothers. For example, a stay at home mom schedule for toddlers will be slightly different as most of the mom's time is spent running after the child. Apart from this there are certain things that moms must remember while planning the stay at home mom schedule.

Things to Remember
  • Try to be flexible.
  • Do not over schedule.
  • Focus on your priorities.
  • Take out time for yourself.
  • Do not force anything on yourself.
  • Discuss your schedule with your husband.
Apart from these points do not forget to designate a beginning and an end to your day. Try to accomplish the bigger tasks in the beginning of the day so that you do not waste your whole day on one task. Schedule an outing so that you don't find your job to be very boring. Always use a calendar to organize a day. Try and keep clutter to the minimum in order to avoid extra effort to clean them. Go for an outing on weekends to get a change from the daily schedule. Take out time just for yourself everyday and above all do not expect too much from yourself and don't over burden yourself. If you keep these points in mind while sketching your stay at home mom schedule, you will surely make your life more productive and simple to handle. One important thing - Don't let your mind enter into the battle of stay at home moms vs. working moms debate and be proud of what you are doing and you will find it to be an extremely rewarding experience. All the best!!
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Best Careers for Mothers

A girl grows up, becomes a woman and the woman matures and becomes a mom. There always comes a time in a woman's life when she gives up her career to start a family. Now both things can't be done simultaneously. Working women have to take a break for the proper care and nurture of their baby. In this time period a woman's career suffers. We all talk about both the parents sharing equal responsibility of their child, but in the end a woman handles it all. Women though want to work as raising a child on a single salary is not a easy job. The corporate world is filled with the best careers for mothers. You just have to find the right one.

Modern women don't like to depend upon their partner for money. They want to be financially independent. The best careers for women would be in which she has flexible timings, so that she has ample time to give to her new born baby. The chosen career should be stress free as she is already under a lot of pressure regarding her new born. So let's have a look at some of the best careers for women.

Best Careers for Working Mothers
Being a mom is a full time job. Many moms in the US are responsible for bringing food at home. Managing work and single parenting is tricky and finding a rewarding career is even more trickier. Finding a rewarding career basically depends upon your interests and talents. However, the best career choices for mothers would be those which allow them to work and enjoy the perks of motherhood simultaneously.

Teaching
I recommend this personally, my mother was a teacher and worked only limited hours a day. She normally went to school to teach when me and my brother went to school. Teaching jobs in college, private schools, various educational institutions are offered decent salary and perks.

Freelancing
One of the best careers for mothers, being a freelance writer is one career where you earn both ways. You get a handsome pay package and also become more creative. Freelancing is an option where you can use a variety of your talents such as writing, editing, computer programming and web development. Most freelancers work at home and have flexible work timings. Freelancing is one of the best jobs for stay at home moms.

Health Care
The health care sector grows leaps and bounds every year. You will find lots of career opportunities for women. Most of the jobs offer flexible timings, people generally think that the best careers for moms in medical field is only limited to being a nurse. This is not true, you can be a physiotherapist or a dental hygienist. A dental hygienist doesn't require any special training, you just have to assist the dentist and take general oral care of the patients.

Internet Jobs
One of the best examples of legitimate work from home jobs for moms are the various jobs found on the Internet. A new mom can take up data entry jobs, become an affiliate marketer or start participating in online surveys. There is no skill required for data entry jobs, if you want to participate in online surveys you just have to fill up various online forms which are prepared by various companies who launch new products in the market. All such online jobs can be worked at from home, they offer good money and flexible timings.

Home Business
Often considered as one of the best careers for mothers. It's an option that many mothers and would be moms are considering for its amazing work timings. The government provides various grants for single mothers to set up a successful home business. With the increasing long hours the need for someone to take care and walk their pets have never been in more demand. This job is easy and flexible and you can get US $16 for a single visit. Another home business which is getting popular is day care. This job offers double benefits as the mother can take care of her child as well as many others, the investment is minimal. You can make US $2,400 to US $3,000 annually for each child.

Best Careers for Working at Home Moms
Women who take a break from a full time career to start a family, should keep constantly working. As this helps them to stay connected to the outside world. In recent times, legitimate work from home jobs have gathered a huge fan base. So here are some options for work at home moms.

* Become a Tax Report Preparer
* Start a Medical Billing Business
* Become a Video Game Tester
* Run an Errand Service
* Start a Bookkeeping Business
* Learn and Start Medical Coding
* Start an Ebay Business
* Become a Life Coach
* Become a Home Typist
* Become a Nutritionist

So these were some choices of the best careers for mothers. If you apply for one of these jobs and your employer says no, don't lose hope, there are thousands of such jobs which require potential candidates like you. Just have the will and confidence required. Have a great life ahead!

By Kulbhushaan Raghuvanshi


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Jobs for Pregnant Women at Home

Pregnancy is a crucial time for any woman, and risking it is something not many of you may want to do, especially if you have been longing for it for a while now. It is in such cases that many women opt to leave their jobs, and devote their time to ensuring a healthy pregnancy and childbirth. In other cases, a woman may be at a high-risk pregnancy, where bed rest may have been advised. However, not every woman has the liberty to simply cut off her supply of a steady income and spend time at home resting. On the other hand, some of you may be the type who just can't sit idle, and working is more of a desire than a necessity. It is for women like you, that some of the top jobs for pregnant women at home have been enlisted here.

List of Jobs for Pregnant Women at Home

Ideally, the best jobs for pregnant women at home would be those that do not require too much physical exertion, especially for those who are going through a high-risk pregnancy. For those of you who need a steady supply of your bread and butter (and perhaps a little jam), the Internet is your best bet. With the array of part time and full time online jobs now so easily available, there is no need to look any further for other types of jobs. All you need is a basic laptop or computer, and a good, secure Internet connection, and you are good to go. Take a look at this list of jobs you may choose from online.

* Freelance Writing: Everywhere you go, you have seen freelance writing as the first option, as jobs for pregnant women at home. Why is it so popular? Because you can easily make a good amount compiling and presenting information over the Internet. A lot of websites offer payments on a per article basis, so the amount you wish to earn is entirely in your hands. Just ensure that you compile the information from reliable sources (even over the Internet), and present it in a manner that is easy to understand. So, you don't have to be Shakespeare, neither do you have to go through volumes of encyclopedias. Simply write on subjects that are close to your heart, and you are bound to find a creatively satisfying as well as well-paying source of income.
* Virtual Assistant: As the name suggests, a virtual assistant is someone who performs the jobs of an assistant at home. Many companies who cannot afford, or perhaps don't require full time assistants are looking for virtual assistants. Your assignments will be emailed to you, or communicated via a fax or phone, and you can execute them from the comfort of your home. Furthermore, you can perform this job for more than one company, if you are good at multi-tasking, that is. You may need a fax machine for this particular job.
* Selling On eBay: eBay is a great platform for those of you who have a lot of stuff that has been collected over years, that now has no place to go. As long as these items are in good condition, they make for great things to sell on eBay, from books to spare parts for cars and motorcycles. Make the most of this opportunity and earn a good amount.
* Graphic/Website Design: If you are a pro at either graphic design or website design, you can easily sell your services online, to those who are in desperate need of it. A little inspiration can be derived from the fact that there are teenagers out there who are making money over the web, for their graphic design services. The only question here is, if they can, why can't you? Of course, your knowledge in this field should be good for you to make the most of it, but if you do possess the necessary qualification, nothing can stop you from making some great bucks doing this job.
* Blogging: Yes, this is another one of those repetitive options as jobs for pregnant women at home. Again, it is only because it can actually help you make money. A great piece of advice in this regard to get you started, is to start blogging about your pregnancy; the precautionary measures you are taking, and every little nuance, that other pregnant women around the world can use for their benefit. Whether you have knit a pair of socks for your little one, or started designing her/his room, put up this information along with photographs, and your blog is sure to be a success. You can make money by having ads posted on your blogs. For this, you must market your blog over your social networking profiles, and ensure that everyone you know, knows what you are up to even while at home.
* Tutoring: Though online tutoring jobs are in great demand lately, a point to be noted about this job is that you needn't necessarily perform it only online. If you are proficient at a particular hobby or craft, or simply at a foreign language, impart your wisdom either via the Internet, or hold training sessions at your residence to make some big bucks. A lot of people are looking for simple learning methods, where your proficiency as an online or personal tutor can come handy.

Now just working online is not an established rule for pregnant women looking for jobs. There are lots of home based business opportunities that you can target or even create, and engage in self employment to make money. Good at creating scrumptious cakes and baked goodies? Why not begin to make a business of this. Great at creating crafts? Why not make some and put them up for sale? From paper mache sculptures to handmade bookmarks, there is a market for every unique craft. If you are good at creating these crafts, why not impart lessons on how to do them? A great option for part time jobs for pregnant women also includes becoming an agent for cosmetic companies, that allow you to sell their products from the comfort of your living room. However, you must have excellent marketing skills and a good social circle for this idea to work for you.

The bottom line is this: though this list has been compiled as a specific one defining jobs for pregnant women at home, you can make money from doing almost anything, only if you deeply desire it. If you notice, pregnant or not, these jobs are great for anyone who needs to supplement their income, or make it a full time job. All you need is a little effort on your part, to make sure your work at home jobs work well for you, and you are sure to make a good amount of money from all that you have to offer. Introspect, bring out your talent, and use it to attain satisfaction personally, professionally, and from the fact that you could earn yourself a respectable amount without your pregnancy having to suffer in any way. Good luck in your endeavors!

By Puja Lalwani


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Senin, 09 Agustus 2010

Seven steps to land your first nanny job

There is a huge demand for family nannies, although finding your first nanny job may not be so easy. Throughout the year, agencies receive enquiries from clients who are pregnant and looking to return to work; they register with agencies hoping to recruit their nanny shortly after the baby is born. This gives them plenty of time to choose the right person and gets to know her before going back to work.

The aspirant nanny with no formal childcare experience, however, should make a few simple job-hunting preparations.

Step One is to identify agencies that advertise nanny jobs. Find out what nanny duties are required, which will give you a fair idea of what you should aim for in terms of further developing certain skills and to broaden your experience. One way is to volunteer your services to childcare groups, even if you aren't directly participating in the caring of the children. You may be assigned to help with the preparation and serving of snacks and beverages, which are essential skills to learn as an aspirant nanny. Supervising children during free play is also good practice. It won't be long before the children accept you as part of their kindergarten family and you may be roped into activities such as story reading and organizing creative projects.

Step Two is to prepare your résumé. Your first job will be the hardest to get, as you will encounter the prejudice that people are unwilling to employ you without experience. Your résumé will sell you to employers so make sure you do not undersell yourself. But how do you do this when you don't have a history of previous nanny jobs? When you write your résumé, mention any baby-sitting you have done, giving the ages of the children you worked with and any responsibilities or experiences you have acquired. Have you cared for younger brothers or sisters, nephews or nieces? Although you cannot use a family member as a reference, caring for siblings show an employer you at least have a background of childcare. Think carefully of all the child- or people-related projects you were involved in through secondary school and college. Have you taken part in school plays or concerts, gone abroad on exchanges, taken part in fundraising projects for charity? What are your hobbies? Do you play a musical instrument? Do you enjoy sport? Do you enjoy preparing simple nutritious snacks? Have you been trained in basic first aid? Mention any part-time work you have done, even it's working as a waitress in a restaurant or a cashier in a supermarket--while these occupations may not seem relevant, such jobs require you to be honest, reliable, a good timekeeper and able to get on with people--all qualities you'll need if you are to work as a family nanny.

Step Three is to register with agencies. An agency cannot charge you a fee or force you to accept a job. When you sign the agency registration work you are only giving the agency permission to check that the information you have given them is true. The agency does not have the right to prevent you from registering with other agencies or looking for jobs through newspapers or other sources. The agency will want to interview you. This may be your first proper childcare interview so think of it as a useful experience. The agency can tell you about availability of jobs and local pay rates and answer any questions you may have about nanny duties or contracts. The agency will check your references before it can offer you any interviews with prospective families.

Step Four is to contact your references. Offer two or more references--families you have baby-sat for and employers where you volunteered childcare work. Ask if they can give you a written testimonial, but do ask their permission if you may pass on their name and phone number as a reference.

Step Five is for the smokers among you. Now is the time to quit! Many parents are adamant that they do not want to employ a nanny who is a smoker.

Step Six is to learn to drive. Many jobs need a nanny who is a conscientious driver.

Step Seven - be positive that you will get a job but don't be too rigid in your expectations. For instance, your preference may be to work with toddlers, but you may be presented with an opportunity to be placed with a family to care for school-going children instead. Learn to be a caring, capable nanny by finding out all aspects of childcare, such as providing appropriate activities and encouragement, anticipating possible dangers and creating an environment that is stimulating and harmonious.


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How to keep business records for your ebay business for tax purposes

How to keep business records for your ebay business for tax purposes

So you’ve finally gone into business for yourself. You’ve found a product, sold and shipped it, and pocketed a tidy profit. The tax man won’t be far behind, which is why it’s essential that you keep good records for your business. Good records can mean the difference between paying too much in taxes and getting a hefty fine for paying too little.

So how do you keep good records? It’s easy, and not only is it good for the tax man, but it’s good for the long-term health of your business.

Rule #1: Keep business money separate from personal money.

Whether your business is sole proprietorship, a partnership, or a corporation, it’s important that you keep all the financial aspects of your business separate from your personal ones.

Keep a separate checking account in your businesses name and keep receipts for everything you buy for your business in a separate place from your personal expenses. Set up a separate online banking account and get a separate credit or debit card in your company’s name, so when you buy or sell items online you can keep the expenses off your personal balance sheet.

One of the advantages businesses have over individuals when it comes to taxes is that they get to deduct legitimate expenses before they calculate their taxes. So when it comes to finding all those deductible expenses, they can be organized much more easily if you don’t have checks to the babysitter and cash withdrawals for personal purchases mixed in with your inventory costs.

Rule #2: Keep receipts, bank statements, and a log of activity.

Keeping paper records, including returned checks and bank statements, can go a long way toward ensuring that your records are both complete and accurate. Even if you use financial and tax software (discussed below), paper records, kept in a safe place, provide an essential backup and will go a long way toward satisfying the tax man’s curiosity about your business.

If you have to travel as part of your business, you may be able to deduct those costs as a price of business, but it’s important that you keep track of those expenses to be able to justify them. If you take a trip on the company credit card, make a note in your financial records of where you went, who you met with, and what you purchased or sold. Even food or entertainment may be deductible if they are legitimate business expenses, but you’ll need to ensure that you have a record of what you were doing for the company in order to be able to deduct them.

If you mail items to your customers, keep a log of your postage and insurance expenses, as they are legitimate costs of doing business. Those costs cut into your profits, and they should cut into your taxes as well.

Because you may be able to reimburse yourself for certain personal expenses (like driving your own car to a trade show), it’s also essential that you keep track of the dates of your trips, your mileage, and what you were doing for the company. Keeping thorough notes can mean the difference between a legitimate reimbursement and a taxable disbursement.

Rule #3: Keep track of your inventory.

Your inventory is a legitimate cost of doing business, but it’s also an asset, and the increase or decrease in your inventory changes the value of your business and your taxable profit. As your business grows, your inventory will also grow, so it’s important to keep a record of the items you have for sale at the end of every tax year. Uncle Sam will ask you not only how much inventory you have, but how you figure its value, so having accurate records of purchases, sales, and what you have on hand is essential.

Rule #4: Use professional accounting software or an accountant.

Keeping good records means keeping organized ones. A pile of receipts and check stubs is going to be a nightmare to organize when you’re under the gun at tax time, so it’s important to keep track of your sales, your purchases, and your inventory using professional software or a professional accountant.

Good accounting software can also provide reports, allow you to balance your accounts, even tell you which items are money-makers or money-losers for you. It’s fairly easy to use and will go a long way toward helping you justify those expenses you’ll be claiming at the end of the year. Be sure to balance your accounts at least monthly, because you may need to file a quarterly tax form. Having up-to-date records will ensure that you can file easily and on time. Remember, it’s best to save everything in paper form as well. Computer crashes are all too common, so having paper backups (bank statements, printed reports) is essential to ensuring that your records are accurate and complete. Keeping a separate digital copy of your records off-site is also important. If your home or business has a fire, you’ll need to have copies of your records stored somewhere out of danger.

A professional accountant knows the tax laws, what forms need to be filed when, and can give you professional advice that can save tons of trouble down the road.

An investment in quality software and professional advice is money well-spent.

Rule #5: Keep track of what you pay yourself and others.

If your business is a sole proprietorship, your business profits will be taxed as part of your personal income, including a “self-employment” tax paid for Social Security and Medicare. If you elect to do business as a corporation, your taxes may be lower, but that doesn’t mean that you can take the money and go on vacation.

All money from the business that you use for personal items is income that must be declared by you on your personal tax forms. That’s another reason to keep business records separate: you don’t want the tax man to count legitimate business expenses as your personal income.

Rule #6: Don’t forget about the state.

If your business is a corporation, don’t forget that you may have to file a separate tax return and an annual report with them. Your state’s Secretary of State’s office usually has the forms you need online, along with instructions, and many will allow you to file those forms online as well. If you fail to file those forms properly, you could lose your charter, so it’s important to be aware of the necessary forms and filing deadlines.

Rule #7: Be professional.

The secret to keeping good records is to keep them separate from your personal finances and as accurate as possible. It’s to treat your business as a business, managed professionally and efficiently. Keeping records of all company costs and up-to-date accounts will help you avoid the headaches of tax time and let you enjoy the profits of successful business instead.


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Minggu, 08 Agustus 2010

Tips for returning to work for the stay at home mom

Now that the kids are in school you need something to occupy your time and make you feel useful again. It's been awhile since you have been in the job market and your family is used to you being at home. Going back to work will not only be a change for you, but your entire household. How do you make this change so everyone can adapt and you can continue running your household smoothly?

The first thing you needed to do is sit down and talk with your family about the decision to go back to work. They needed to understand things will change because you won’t be available all the time like you were as a stay at home Mom. Everyone is going to have to work together and not depend souly on you to keep the household running. You as the parent will have to rearrange your schedule so you can still participate in your kids activities and maintain your new job. That’s going to be the hardest part of returning back to work, accommodating everyone and doing well at your new job also. Setting up a schedule for household chores and errands will allow you some time in the day to still attend the activities you needed to go to with your children. One of the biggest adjustments you will have to make is your time will not be as flexible as it was, when you were a stay at home Mom to participate in all the activities you did. Which could lead to you feeling guilty if you let it and that’s something you shouldn't let happen. Once you make the decision to return to work, it should be understood that things will change for you and your family. Don’t have guilty feelings about not being able to participate and go to different events with your children. Also accept some of your household duties will be neglected too. Returning back to work after not working for awhile is a adjustment to your body, mind and family. Everyone will have to accept this change and work with you until you get a routine that you are comfortable with and you are use to being back at the work scene. This will take some work on your part and your family to make things run as smoothly as possible. With everyone working together it can happen.

Going back to work after being a stay at home Mom is a big adjustment for everyone. You have to learn how to run your household differently and work-out a complete new schedule and routine to spend time with your family. It’s also a major adjustment for you to learn how to be somewhere everyday at a certain time, for a certain reason. All of these adjustments are hard in the beginning, but as time goes on everyone will adapt.

Your family will get use to your new lifestyle and so will you. Before you know it you will have forgotten about the good old days when you stayed at home being just a housewife and Mom.


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